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Moving House

Moving House? We'll Make the Finance Side Simple

Buying and selling at the same time is one of the most complex property transactions you'll face. Nexa's advisers specialise in bridging finance and simultaneous settlements — so you can move with confidence.

Common moving house scenarios

  • Buy First, Then Sell

    You find your dream home before selling your current one. Bridging finance covers the gap between your new purchase settlement and the proceeds from your sale.

  • Sell First, Then Buy

    You sell your current home before finding the next one. We can help you structure a short-term arrangement so you have somewhere to live during the transition.

  • Simultaneous Settlement

    The ideal scenario — your sale and purchase settle on the same day. We help coordinate the financing so everything lines up smoothly.

Bridging finance explained

  • What is bridging finance?

    Bridging finance is a short-term loan that covers the period between buying a new property and receiving the proceeds from selling your existing one. It's designed to 'bridge the gap'.

  • How long does bridging last?

    Typically 3–6 months, though this varies by lender. The bridge loan is repaid when your current property settles.

  • What does it cost?

    Bridging loans carry higher interest rates than standard mortgages and may have arrangement fees. We compare lenders to minimise your cost and ensure the structure is right.

Moving House FAQs

Planning a move? Let's sort the finance first.

Speak to a Nexa adviser early — the more time we have, the smoother your move will be.