Business Owners
Finance Built for Business Owners
Running your own business shouldn't make it harder to access finance. Nexa works with self-employed borrowers and business owners every day — we know how to present your case and which lenders will work for you.

Finance solutions for business owners
Self-Employed Home Loans
Banks assess self-employed income differently from PAYE. We know which lenders use the best assessment methods for your situation and what documentation makes an application strong.
Business Premises Finance
Looking to buy the building your business operates from? We arrange owner-occupied commercial property loans that are separate from your personal lending.
Business Asset Finance
From vehicles to equipment, asset finance keeps your capital in the business while funding the gear you need to operate. We compare options from specialist asset lenders.
Working Capital Solutions
Need funding to cover seasonal cash flow gaps or growth opportunities? We explore revolving credit, business overdraft, and term loan options suited to your business stage.
How we work with business owners
Understand Your Business Structure
We review how your business is set up — sole trader, company, trust — and how you pay yourself, as this shapes which lenders and products suit you.
Prepare the Right Evidence
Self-employed applications require different documentation. Your adviser tells you exactly what to gather to make your application as strong as possible.
Match to the Right Lender
We compare lenders who specialise in self-employed and business applications — not just the main banks — to find the best terms for your situation.
We Handle the Application
We prepare and submit everything on your behalf, liaising with the lender and keeping you updated so you can focus on running your business.